One of the best reasons to do estate planning is just to stave off family disputes before they begin. Without a plan, heirs will often argue over all manner of things.
Many Americans feel like their student loan debt is going to follow them to their grave. That's not an unrealistic fear. In 2018, people over 50 owed a cumulative $260 billon-plus in student loan debt. Just 14 years earlier, that figure had been $36 billion.